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A home buyer checklist is crucial because we have a hard enough time going to the grocery store without forgetting something. Denver is a very hot market (as of Sept 2017) and you need to be on top of things more than ever. Before you start shopping at IKEA for new furniture, make sure you have some things in place and a plan of action.
In a healthy real estate market with an ever-growing inventory of properties, choosing which house best suits your needs can be a tough, tough decision. Don’t lose hope. With a little persistence and a handy home buyer checklist, you can make finding your dream house a simple, fun process.
Gathering your financial is job number one in the checklist. A must do. Before you even start browsing the listings, you need to get your financials house in order. Finances will determine what house you can purchase. Request your credit report from the major bureaus using sites like FICO, go through each and note any problems to determine accuracy and fix any errors. Also, you need to compile all documents needed for obtaining the loan. Mortgage lenders typically need two years of verified income, bank statements and tax returns to fully determine a loan approval amount.
While waiting for this, you should explore the areas in the neighborhood you’re thinking of living in. This is one of the more fun items on the home buyer checklist. Scope out the public schools, determine the commute times to drive to the nearest shopping centers and check out crime activity. These are all important factors when pinpointing the ideal neighborhood to move to.
To complete the before buying a house checklist, it’s vital to decide on your deal breakers before spending days locating a property. Aside from the basic deal breakers most buyers share, structurally sound and updated, consider your dream home’s purpose and what features may be needed for your lifestyle.
One of the major things to look for when buying a house is the state of the plumbing throughout. Get underneath the sinks in the bathrooms and kitchen and investigate. Sniff for the musky smell for mold because it can also cause serious health problems.
The home buyer checklist for renovations begins at the top. Home buyers must be able to distinguish a roof in need of repair before ever sending the buyer a bid. It’s easy because it’s one of the first things you see. It may be tricky to recognize the roof’s condition before ever setting foot inside, but it’s still important to try. Although the average roof doesn’t need replacement for a decade or so, a distressed roof can end up costing a home buyer a lot of money in the long run.
The last item on the home buyer checklist is to make a must-have list of everything you foresee your dream house of having. Home shopping will act as the final say when you can’t decide between two houses with like upgrades but differing features. Your personalized shopping list will help you make it a priority for your must haves and determine between needs and wants. Knowing what matters most to you will make it easier to navigate through multiple homes and neighborhoods without sacrificing what you need.
Once you know the things to look for when buying a house, it’s time to start the house hunt. First, you’ll need to decide on whether you should hire a professional to assist you. Many home buyers choose to hire a real estate agent when browsing for properties. Realtors are typically experienced in the desired area and can discuss possible home upgrades, as well as property value, while touring homes with you.
Using a Realtor isn’t mandatory when it comes to buying a home. More and more home buyers are utilizing online tools to find properties, without the aid of an agent. If you do end up wanting a realtor, make sure to read an agent’s profile, ratings, and reviews before hiring.
Once you’ve completed the final step to buying a house, you’re finally fully prepared to find and purchase your ideal home. If you’re doing this on your own and want to tackle the home finding process on your own, there are many online tools to make this search easier. Real estate sites like Zillow prioritize your dream home features as your home shopping comes down to what you will make an offer on.
We sell them! We’re expert real estate investors who focus on buying and selling houses. We renovate every house as if it is our own. At Adam Buys Houses Company we have newly renovated homes that are ready for sale and done the right way. Please let us know what you’re looking for and how we can help!
Lots of first time home buyers have questions about the home buyer process. We’re here to help you in any way we can. Ask a question, or come see our properties, by contacting us on our site or calling 303-558-5843!
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